Mortgage Pre-Approval

Get Pre-approved First

Mortgage pre-qualification is generally a quick, simple process. You provide a mortgage lender personal financial information, including your income, debt and assets. Based on your information, the lender will give you a tentative assessment as to how much they'd be willing to lend you toward a home purchase. With a pre-approval, you can: know the maximum amount of a mortgage you could qualify for. estimate your mortgage payments. lock in an interest rate for 60 to 120 days, depending on the lender. To get pre-approved, you must meet with either a mortgage broker or a lender. To determine how much you can afford to borrow to purchase a home, they will ask you a series of questions and you will need to provide some supporting documentation. Your mortgage pre-approval will be based on the information given and the supporting documentation provided by you. Please be honest and up front with us. We will then work together to get you approved at the best rate and terms.

 

Our job is to shop the mortgage lenders on your behalf. Any good mortgage professional will tell you that your house hunt shouldn't start with a call to your realtor; it should start with a call to a mortgage professional who will work with you in order to obtain a mortgage pre-approval. A mortgage pre-approval will help you determine the maximum amount of money you may be able to borrow for your dream home. Make an appointment with a TD Mortgage Specialist to learn more about the mortgage pre-approval when buying a home. Mortgage pre-approvals are a great way to prepare for purchasing a home. Essentially, what a lender is trying to do with the pre-approval process is get a lot of their paperwork out of the way before you find the house of your dreams and want to immediately put in an offer. Getting pre-approved for a mortgage is one of the first things you should do when you decide to buy a home.

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